Pradhan Mantri Jan Dhan Yojana – Sampoorna Jankari

Pradhan Mantri Jan Dhan Yojana – Sampoorna Jankari
Scheme Name	Pradhan Mantri Jan Dhan Yojana (PMJDY)
Launched By	Government of India
Launch Year	August 2014
Target	Sabhi Indian households ko bank account provide karna
Official Website	https://pmjdy.gov.in
🎯 Scheme Objective: PMJDY ka main objective hai financial inclusion achieve karna by providing zero balance bank accounts, RuPay debit cards, aur basic financial services to every eligible Indian.
🎁 Scheme Benefits: Zero balance saving account RuPay debit card with cashback benefits Overdraft facility after satisfactory account usage Direct Benefit Transfer (DBT) facility Insurance cover and pension schemes attachment (if applicable)
✔️ Eligibility Criteria: Sabhi Indian citizens (adult aur minor with guardian) eligible Financially excluded ya unbanked log benefit le sakte hain Basic KYC documents complete hona zaroori hai
📄 Required Documents: Aadhaar Card Address Proof ID Proof (PAN card, Voter ID, etc.) Passport size photo (if required)
📝 How to Apply: Visit karo apne nearest bank branch ya designated PMJDY center Fill up karke application form submit karo Required documents attach karke KYC process complete karo Account activation aur RuPay card issue hone ka confirmation lo
💸 Key Features: No minimum balance requirement Simple and quick account opening process In-built financial services like insurance and pension options Direct linking with Aadhaar for hassle-free transactions
❓ FAQs – Frequently Asked Questions: Q1. Kya non-residents is scheme ka benefit le sakte hain? ➤ Nahi, yeh scheme sirf Indian citizens ke liye hi hai. Q2. Kya is account mein koi maintenance charges hain? ➤ Nahi, yeh zero balance account hai, lekin kuch nominal charges applicable ho sakte hain (jaisi ki ATM withdrawal charges). Q3. Apna account status aur transactions kaise check karein? ➤ Aap apne bank branch ya online net banking app ke through easily check kar sakte hain.
🔗 Important Links: PMJDY Official Portal
📌 Note: Scheme ke rules aur criteria time-to-time update ho sakte hain. Latest info ke liye, official website zaroor check karo.