Pradhan Mantri Awas Yojana (PMAY) 2024-25 – Full Information

Pradhan Mantri Awas Yojana (PMAY) 2024-25 – Full Information
Scheme Name	Pradhan Mantri Awas Yojana (Urban & Gramin)
Launched By	Prime Minister Shri Narendra Modi
Launch Year	25th June 2015
Target Completion	Housing for All by 2025
Official Website	https://pmaymis.gov.in
🎯 Scheme Objective: Pradhan Mantri Awas Yojana ka main objective hai har ek parivaar ko affordable aur pakka makan dena – khas kar rural aur urban poor families ko. Ye initiative 2025 tak “Housing for All” goal achieve karne ke liye start kiya gaya tha.
🎁 Scheme Benefits: Urban areas me up to ₹2.67 lakh tak subsidy on home loan interest Gramin areas me ₹1.20 lakh tak financial assistance Women, SC/ST, EWS, LIG ko priority Eco-friendly aur sustainable construction ke liye incentive CLSS (Credit Linked Subsidy Scheme) ke through interest benefit
✔️ Eligibility Criteria: Applicant Indian citizen hona chahiye Family ke paas pakka ghar nahi hona chahiye Economically Weaker Section (EWS), Low Income Group (LIG), aur Middle Income Group (MIG) eligible Women ownership preference (female name me property) PMAY-Gramin ke liye BPL list me naam hona zaroori hai
📄 Required Documents: Aadhaar Card Income Certificate Property Documents Bank Passbook Photograph and Mobile Number
📝 How to Apply: Visit: https://pmaymis.gov.in "Citizen Assessment" section me jaake relevant category choose karein Aadhaar number se verify karein Form bhar ke submit karein with all details Reference/Application ID save karein for tracking
💸 Financial Assistance Details: Urban Housing – Up to ₹2.67 lakh subsidy via CLSS Gramin Housing – ₹1.20 lakh per unit for plain areas, ₹1.30 lakh for hilly/NE states Loan interest subsidy: 3% to 6.5% based on income group
❓ FAQs – Frequently Asked Questions: Q1. Kya mai urban aur rural dono me apply kar sakta hoon? ➤ Nahi, ek applicant sirf ek category me eligible hota hai – ya toh PMAY-U ya PMAY-G. Q2. Kya is yojana me loan lena zaroori hai? ➤ Nahi, agar aap ghar khud se bana rahe hain, toh bhi PMAY-G me financial aid milta hai. PMAY-U me loan par subsidy milti hai. Q3. Kya online application ke alawa aur koi tareeka hai? ➤ Haan, aap apne najdiki CSC (Common Service Center) se bhi apply kar sakte hain.
🔗 Important Links: PMAY Official Portal PMAY-Gramin Portal Track Your Application
📌 Note: Scheme related rules aur subsidy amounts samay ke saath update ho sakti hain. Always check the official website for latest details.