Ayushman Bharat Pradhan Mantri Jan Arogya Yojana 2024-25 – Full Information

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana 2024-25 – Full Information
Yojana Name	Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
Announced By	Prime Minister Shri Narendra Modi
Launch Date	23rd September 2018
Yojana Budget	Fully Funded by Government (Shared by Central & State)
Official Website	https://pmjay.gov.in
🎯 Yojana Objective: Is yojana ka main purpose hai garib aur kamzor families ko health cover dena. Har saal ₹5 lakh tak ka free treatment unko milta hai for secondary aur tertiary care hospitalisation. Iska goal hai medical expenses se bachaav karna aur families ko financial shock se protect karna.
🎁 Yojana Benefits: ₹5 lakh per family per year ka health cover for hospitalisation Cashless treatment at empanelled hospitals across India Pre aur post-hospitalisation expenses bhi cover hote hain All pre-existing conditions covered from day one Special coverage for senior citizens above 70 years
✔️ Eligibility Criteria: Garib aur vulnerable families as per SECC 2011 data Senior citizens above 70 years, regardless of income Families with active RSBY card as of 28th Feb 2018 No cap on family size ya age for coverage Bank account Aadhaar se linked hona chahiye for DBT
📄 Required Documents: Aadhaar Card (optional, but helps for DBT) Family Identification Proof (like Ration Card) Bank Passbook (DBT ke liye) Passport-size Photo Mobile Number (Aadhaar se linked)
📝 Kaise Apply Karein: Visit: https://pmjay.gov.in "Am I Eligible" section me jaake check karein Apna mobile number ya Aadhaar number daal kar verify karein Eligible ho toh Ayushman Card ke liye apply karein Nearby empanelled hospital ya Ayushman Mitra se help le sakte hain Documents submit karein aur Ayushman Card download karein Card ke saath hospital me cashless treatment le sakte hain Ayushman App se bhi card banwa sakte hain
💸 Coverage Details: Har saal ₹5 lakh ka cover per family Secondary aur tertiary care hospitalisation ke liye 1949 procedures covered, including cancer, heart surgery Pre aur post-hospitalisation expenses bhi include hote hain
❓ FAQs – Frequently Asked Questions: Q1. Kya Aadhaar card zaroori hai is yojana ke liye? ➤ Nahi, Aadhaar mandatory nahi hai, but DBT ke liye helpful hai. Q2. Senior citizens ke liye kya special hai? ➤ 70 saal se upar ke sabhi senior citizens ko ₹5 lakh ka cover milta hai, chahe unki income kuch bhi ho. Q3. Kaise pata karein ki hospital empanelled hai? ➤ Official website ya Ayushman App pe empanelled hospital list check kar sakte hain.
🔗 Important Links: PM-JAY Official Portal Check Eligibility & Apply Ayushman Bharat Digital Mission
📌 Note: Yojana ke details time to time update hote hain. Please official website par jaake latest information check karein.